Escobar RV Insurance: Protecting Your American Dream on Wheels
At Escobar Insurance, Andrews, TX we know that an RV can seem almost like another family member. For many RVers, their vehicle serves as primary residence for long stretches of the year. Maybe you’re retired and use your RV to tour America’s highways, byways, parking lots and RV parks. Maybe your RV is your family vacation engine. No matter how you use your RV, all the time, money and memories you’ve invested make it a rare and treasured possession that does not come cheap.
That’s why it’s critical to select appropriate RV insurance. Legally speaking, you’re required to carry a minimum amount of coverage when you register your RV. However, there are a vast number of coverage options to help ensure you can obtain maximal protection to suit your price point.
Protect Your Investment with RV Coverage from Escobar Insurance
Like any other significant investment, your RV needs protected against loss or damage arising from the unexpected. Working with our collection of insurance partners, Llewellyn Insurance can find an RV insurance policy to suit your individual budget and circumstances.
We provide a vast number of coverage options to help ensure you can obtain maximal protection to suit your price point.
What Does RV Insurance Cover?
Proper RV insurance offers many protections that are analogous to a sound auto insurance policy; however, because an RV is a vastly different vehicle type compared to a personal car or truck, good RV insurance offers coverages well above and beyond standard vehicle insurance.
Motorhomes, Travel Trailers & Campers
RV policies can provide coverage for:
- Motorhomes, Class A and C
- Travel Trailers
- Truck or Van Campers
- Horse Trailers
- Popup Camper
- Teardrop Trailer
- Hybrid Trailer
- Fifth-wheel Trailer
- Park Model
- Toy Hauler
RV Insurance & Common Perils
A standard RV insurance policy covers the most common risks RVers face: fire, storms, theft, and collision. Property coverage sometimes varies from one policy to the next; however, nearly every RV policy provides some level of coverage of the following coverage types:
RV Insurance Liability Coverage
RV Insurance Bodily Injury Coverage
RV Insurance Accident Coverage
Liability insurance pays reimbursement to anyone who suffers bodily injury and/or property damage arising from your RV use.
Bodily injury coverage reimburses the RV owner, her family, and anyone else who rides in the RV for bodily injury.
Accident coverage pays for any damage to an RV caused by an accident.
Theft, fire and vandalism coverage pays losses arising from theft, fire, vandalism, and other, assorted mishaps. This coverage remains in force even when the RV is in storage.
Emergency Roadside Assistance prevents you from being stranded if the RV suffers an unexpected breakdown out on the road.