Escobar Insurance: A West Texas Renters Insurance Agency

Why Do I Need Renters Insurance?

All too often, life is defined by the unexpected—especially if you live on rental property. What are your neighbors doing upstairs? What was that loud BANG! from the next-door apartment? You can’t control or predict what neighbors do. Neither can you direct the weather or prevent every possible mishap. Accidental fires or other kinds of accidents and disasters strike can strike anyone, anytime. And sometimes even the most stringent precautions won’t prevent you from being targeted by vandals and/or thieves.

That’s why renters insurance is critical to protecting your assets. Your landlord probably maintains some type of tenant insurance, but this coverage is bare-bones and will reimburse you for almost nothing—if that. Without doubt, landlord insurance provides zero reimbursement for your personal stuff.

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What Does Renters Insurance Cover?

A good renters insurance policy will protect most if not all of your valuables. Proper renters coverage will reimburse you for losses incurred from unexpected disaster. Those monies make it easier to recover and get back to life-as-normal.

A renters insurance policy protects you from fires, wind and hailstorms, lightning, theft, and other unanticipated mishaps, including aircraft and motor-vehicle accidents—even riots.

What is Excluded from Renters Insurance?

Like other insurance policy types, renters insurance also excludes coverage for specific event types:

  • Floods
  • Earthquakes and mudslides
  • Settling
  • Natural deterioration and neglect
  • Bird, rodent, insect, and domesticated animal damage

Contact Escobar Insurance for a Free Renters Insurance Quote

Shield your assets against the unforeseen with renters insurance from Escobar Insurance. As an independent Texas insurance agent in Andrews, TX, we offer free, comparative quotes on renters insurance from multiple carriers, meaning you’ll get the best possible rates! No more shopping around; let us be your last-stop shop for insurance comparison shopping!

If you’re ready to see how much Escobar Insurance can save you on renters insurance, call today at (432) 523-2837! For a free online renters insurance quote, fill out the quote form on this page!